Banking Awareness Questions :: IBPS PO Clerks Set 21 Question And Answers

Quantitative Aptitude
Verbal Ability

1. Amortized loan means ______________

A. Loan with scheduled periodic payments of both principal and interest B. Government finance the banks to refinance the local money lenders
C. Giving huge loans to customers by taking the security D. Loan given by RBI

2. Ballon Loan means ?

A. A loan offered at highest rate of interest for consumer loans B. A loan which does not fully amortize over its term
C. Loan offered to joint borrowers only D. Loan offered to the Large scale industries

3. In the first half of 2013-14 the bank loans grow by what percent ?

A. 10.1% B. 8.1%
C. 6.9% D. 15.01%

4. On 28th October 2013, which scheme was launched in Dubai to provide pension and life insurance benefits to overseas workers ?

A. Mahatma Gandhi Videshi Samrakshana Youjana B. Mahatma Gandhi Pravasi Suraksha Yojana
C. Indira Gandhi Pravasi Suraksha Yojana D. Pradhanmanthri Pravasi Suraksha Yojana

5. World Standards Day is observed on ?

A. 14th September B. 14th October
C. 14th November D. 14th January

6. The President of India dedicated ‘RuPay’ to the nation on 8th May 2014. It is a ?

A. Social Networking Website B. Rural Bank
C. Self Help Group D. India's own Card Payment Network

7. Which of the following domestic card schemes was created to fulfill the Reserve Bank of India’s desire to have a domestic, open loop, and multilateral system of payments in India ?

A. RuPay B. BitCoin
C. RuPee D. PayPal

8. 'RuPay' has been developed by which organization ?

A. Reserve Bank of India (RBI) B. National Payment Corporation of India

9. Government is about to table PDMA Bill. What is PDMA about ?

A. Disability rights related B. Handing Government borrowings
C. Public involvement in legislative process related D. Land reform related

10. Which company owns Datsun brand which is now being re-launched as Datsun-Go ?

A. BMW B. Renault Nissan
C. Hero D. Honda

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