Banking Awareness Questions :: IBPS PO & Clerks Set 9 Question And Answers

Quantitative Aptitude
Verbal Ability

1. In case a depositor is a sole proprietor and holds deposits in the name of the proprietor concern as well as in the individual capacity, the maximum insurance cover is available up to

A. Rs. 100,000 B. Rs. 10,00,000
C. Rs. 10,000 D. Rs. 1000

2. Which of the following statements about new private sector banks are correct ?

A. The stipulation in regard to priority sector lending norms and targets are to be observed by these banks. however, RBI may consider modification in these norms for an initial period B. They would be required to open branches at rural / semi-urban centers
C. Only (1) D. Both (1) and (2)

3. In the context of liberalization and globalization
A) Planning has no role to play
B) Planing has an indicative role
C) Planning has a role to play in providing safety net for the poor

A. Only A B. Both B and C
C. Only B D. All A, B and C

4. National Income denotes

A. Revenue of the Govt in one year B. Revenue of nationalized enterprises and banks
C. Budgetary surplus of the govt D. Sum total of all factor earning in the country

5. In banking world when a loan given by a bank to an individual or organization is not returned by bthe borrower wishingly or otherwise, it is known as _____________
A) Standard Asset
B) Non-Performing Asset
C) Over Draft

A. Only A B. Only B
C. Only C D. Both A and B

6. Which of the following is the full form of the term SLR as used in the banking sector?

A. Social Lending Ratio B. Statutory Liquidity Ratio
C. Scheduled Liquidity Rate D. Separate Lending Rate

7. Which of the following bank has been included in the second Schedule to the RBI Act, 1934 with effect from 21st August 2004 and thus is the latest entrant in Indian Banking as a new generation private sector bank?

A. ICICI Bank Ltd B. HDFC Bank Ltd
C. Kotak Mahindra Bank Ltd D. Yes Bank Ltd

8. Which of the following organizations provides guarantee to the exporters?

A. Exim Bank B. Export Credit Guarantee Corporation
C. Director General Foreign Trade D. Reserve Bank of India

9. Car Loan / Auto Loan are sanctioned to the extent of ?

A. 80% upon the ex-showroom price of the car B. 85% upon the ex-showroom price of the car
C. 75% upon the ex-showroom price of the car D. 90% upon the ex-showroom price of the car

10. A Bank / Financial Organization these days relies heavily on e-commerce for its transaction. As a part of systems security, it has introduced organization's security awareness manual. This step of the organization can be classified unde rwhich of the following categories of measures for a business?

A. Preventive B. Compliance
C. Corrective D. Detective

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