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Banking Awareness Questions :: IBPS PO & Clerks Set 9 Question And Answers

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21. Which among the following is the first universal bank of India ?
A. HDFC B. Axis Bank
C. ICICI D. Federal Bank
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22. Branch Banking Means ?
A. Bank runs branches accepting deposits only B. Bank operates through branches to make deposits and forward loans
C. Banks do not having branches D. None of these
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23. The ultimate controller of Bank Deposits is ?
A. SBI B. Ministry of Finance
C. RBI D. Controller of Deposits
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24. Important two streams of bank deposits in India ?
A. Functional deposit and Demand deposit B. Term deposit and Demand deposit
C. Irregulated deposit and Demand deposit D. Regulated deposit and Non-regulated deposit
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25. Which of the following is NOT a Nationalized Bank ?
A. Union Bank of India B. YES Bank
C. Syndicate Bank D. Dena Bank
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26. The Reserve Bank of India does NOT decide the __________
A. Rate of Repo and Reverse Repo B. Marginal Standing Facility Rates
C. Bank Rate D. Rate of Dearness Allowance to Govt Employees
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27. What does the letter "P" denote in the term "PAN" as used in financial transactions ?
A. Permanent B. Partial
C. Primary D. Provisional
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28. Several Public Sector Organizations like ONGC, SAIL and NTPC received "Scope Award". The award is given for which of the following ?
A. Earning the highest profit amongst all PSUs B. For creating the maximum number of jobs in an year
C. for Best Corporate Governance D. for Cutting down expenditure by 50% or more in an year to wipe out losses made in the previous year
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29. Teaser Rates are related to which of the following types of loans ?
A. Home Loans B. Personal Loans
C. Auto Loans D. Crop Loans
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30. The Green Revolution in India was the outcome of the efforts of who amongst the following ?
A. Dr. Verghese kurien B. Dr. C. Rangarajan
C. Dr. M. S. Swaminathan D. Dr. Rakesh Mohan Prasad
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