Banking Awareness Questions :: IBPS PO Clerks Set 24 Question And Answers

Quantitative Aptitude
Reasoning
Programming
Verbal Ability





























1. First state cooperative bank to have its own "Ru-Pay" ATM cum Debit Card is ?

A. HP B. Rajasthan
C. AP D. Bihar

2. Recently which financial organization has came under the scanner of IRDA for alleged irregularities in implementation of govt. sponsored insurance schemes meant for poor people

A. Bajaj Allianz B. ICICI Lombard
C. Bharti Axa D. LIC

3. In the context of banking sector, DRT is associated with ?

A. Recurring deposits B. Loan recovery
C. Deposit insurance D. Demand and time liabilities of banks

4. Reserve Bank of India has extended the timeline for full implementation of the Basel III Capital regulations by a year to _______ recently.

A. 31st March 2019 B. 31st March 2021
C. 31st March 2029 D. 31st March 2028

5. A recent RBI report has revealed that PSBs will required up to ___________ core capital by March 2018 as they migrate to the capital intensive Basel III frame work.

A. Rs. 2.2 tn B. Rs. 5.8 tn
C. Rs. 8.2 tn D. Rs. 3.4 tn

6. What is the condition for a bank to be called a "Scheduled Bank" ?

A. It should be included in the second schedule of the RBI act B. It should comply with all the above conditions
C. Its branch network should be over 100 D. Its business has to be crossed Rs. 1000 Cr mark

7. The Export-Import Bank of India (EXIM Bank) has, at the behest of the Govt of India, extended a Line of Credit of $89.90 mn to which of the following countries, for developing transportation system recently ?

A. Cameroon B. Republic of Congo
C. Kenya D. Tanzania

8. Ending days of suspense, the RBI granted banking license to IDFC and micro-finance institution Bandhan Recently.  The in-principle approval granted will be valid for a period of ________comply completely with the requirements.

A. 6 months B. 12 months
C. 15 months D. 18 months

9. The debit card holder can perform which of the following functions ?

A. Make Point of Sale (POS) purchase B. Recharge Pre-paid mobile phones
C. Pay Life Insurance premium D. All of the above

10. RBI has recently announced to release the REER based on the Consumer Price Index (CPI) only from the financial year that began on 1st April 2014. Expand the term REER.

A. Real Effective Exchange Rate B. Real Established Exchange Rate
C. Real Effective Exchange Ratio D. Real Estate Exchange Rate




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