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Banking Awareness Questions :: IBPS PO & Clerks Set 2 Question And Answers

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6. Which of the following term is NOT related with Banking / Finance?
A. Annuity B. Line of Credit
C. Lipitor D. Fore Closure
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7. Which of the following Negotiable Instruments can be crossed to the banks?
A. Cheques B. Bills of Exchange
C. Drafts D. All of these
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8. Coins are minted at _________
A. Mumbai B. Hyderabad
C. Kolkata D. All of these
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9. Which of the following is NOT a funciton of a commercial bank?
A. Providing project finance B. Deciding policy rates like CRR, Repo Rates and SLR etc
C. Providing services such as locker facilities, remittances etc D. Selling Mutual Funds
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10. Banks do not issue ________
A. Cheque Book B. PAN Card
C. Demand Draft D. Letter of Credit
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11. When prices rise moderately and the annual inflation is a single digit, then that type of inflation is called ?
A. Trotting Inflation B. Push inflation
C. Pull inflation D. None of these
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12. Which of the folllwing bank doesn't fall under the category of Commercial Bank ?
A. Personal Bank B. Commodity Bank
C. Nationalized Bank D. Co-Operative Bank
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13. Which of the following statement is TRUE ?
A. Banks cannot accept demand and time deposits from public. B. Banks can accept only demand deposits from public
C. Banks can accept only time deposits from public D. Banks can accept both demand and time deposits from public
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14. Cheque which is crossed can be encashed only ___________
A. Through SBI B. Through the Payee Bank
C. Through any Bank D. Through Draft
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15. Minimum cash reserves fixed by law constitutes
A. A percentage of aggregate deposits of the bank B. A percentage of aggregate loans advances of the bank
C. A percentage of capital and reserves of the bank D. A percentage of the reserve capital
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