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Banking Awareness Questions :: IBPS PO Clerks Set 10 Question And Answers

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1. The National Agricultural Insurance Scheme was started by the Govt of India in ______________
A. 1990 B. 1995
C. 1993 D. 1999
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2. Which of the following is NOT the name of a multinational Bank?
A. BNP Paribas B. British Bank of Middle East
C. Standard Chartered Bank D. Cathay Pacific Bank
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3. What are teaser loan rates charged by banks?
A. Fixed rate of Interest charged by Banks B. Floating rate of Interest charged by banks
C. Rate of Interest in the initial period is less and goes up subsequently D. Rate of Interest in the Initial period is more and goes down subsequently
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4. ULIP's to be maintained by ______________ as per the order of Central Government?
A. IRDA B. RBI
C. SEBI D. DOT
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5. RBI allowed domestic companies to issue shares against the import of _________ goods, allowing them to expand the business.
A. Luxury B. Cheap
C. Capital D. White
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6. The permission given to a bank customer to draw cheques in excess of his current account balance is called?
A. a personal loan B. an over draft
C. an ordinary loan D. a car loan
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7. The Small Industries Development Bank of India, the principal financial institutions for promotion, financing and development of industries in the small scale sector, started its operation in ____________
A. 1990 B. 1993
C. 1988 D. 1994
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8. Upper limit prescribed for RTGs transaction is ___________
A. Rs. 1 Lakh B. Rs. 2 Lakhs
C. Rs. 5. Lakhs D. No upper limit is prescribed
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9. Recently RBI has released on its website, the report of the Committee on Comprehensive Regulation of Credit Rating Agencies. Who among the following is the chairman of this committee?
A. Dr. K. P. Krishnan B. Subir Gokarn
C. Ashok Chawla D. Vipin Malik
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10. Which of the following controls the working of share market in India?
A. MRTP Act B. FERA
C. BIFR D. SEBI
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