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Banking Awareness Questions :: IBPS PO Clerks Set 19 Question And Answers

Quantitative Aptitude
Reasoning
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1. Loan taken by the person, not telling the purpose of taking loan is called __________
A. Impersonal loan B. Personal loan
C. Group loan D. Go and Apply loan
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2. Variable rate / Floating loan means _____________
A. Interest rate depends on the moment of foreign exchange rates fixed by RBI B. Interest rate varied by RBI in the giving of loans to USA Companies alone.
C. Interest rate will change according to the increasing and decreasing movement of interest rates D. Interest rate fixed by RBI regarding Repo Rate
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3. BSE Ltd (Bombay Stock Exchange)Established on ?
A. 9th June 1875 B. 4th June 1975
C. 19th June 1815 D. 10th June 1985
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4. In which street in Mumbai, the BSE located ?
A. Gold Street B. Cross street
C. Dalal Street D. Key Street
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5. Fixed-rate Loan means _____________
A. No loan with a set rate of interest that either does not vary for the entire life of the loan or is fixed for a specified period. B. Loan with a set rate of interest that either does not vary for the entire life of the loan or is fixed for a specified period.
C. Loan never set rate of interest that either does not vary for the entire life of the loan or is fixed for a specified period D. Loan with a set rate of interest that change for every 3 years and for a specified period as fixed by the bank for the least 15 years
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6. India's First Dedicated Education Loan Company CREDILA is the associate body of ________
A. SBI B. Andhra Bank
C. United Bank of India D. HDFC
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7. CER was established to prevent frauds in loan cases involving multiple lending from different banks on the same immovable property. CER means ?
A. Central Electronic Recognition B. Central Ethics Registry
C. Central Electronic Registry D. Central Election Registry
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8. The loan taken for the purpose of doing business is called ?
A. Commercial Loan B. Business loan
C. Employment Loan D. Enterprise Loan
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9. Indian Bank's Association's annual Banker's Conference (BANCON) held between 15th and 16th November 2013 at Mumbai hosted by ____________
A. Corporation Bank B. Bank of India
C. SBI D. IOB
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10. Example for Non-commercial loan are
A. Agriculture Loan B. Loans to BPL families
C. Loans to SHG D. All the above
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