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Banking Awareness Questions :: IBPS PO Clerks Set 24 Question And Answers

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11. In which of the following types of banking, the banks offer all types of financial services to expand their business ?
A. Social banking B. Wholesale banking
C. Universal banking D. Retail banking
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12. Which of the following functions are not being performed by the Reserve Bank of India ?
A. Foreign currency management in India B. Control and supervision of money supply
C. Regulation of foreign direct investment in India D. Regulation of banks in India
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13. "India's International Bank" is the tagline of which of the following banks ?
A. State Bank of India B. Bank of Baroda
C. Punjab National Bank D. Andhra Bank
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14. ASBA (Application Supported by Blocked Amounts) used with the help of banks associated with __________
A. Capital Market B. Loans
C. Ponzi Schemes D. World Bank Grants
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15. RBI has capped the Ways and Means Advances (WMA) limit for the central government for the first half of the new financial year 2015 at ?
A. Rs. 25,000 cr B. Rs. 35,000 cr
C. Rs. 20,000 cr D. Rs. 45,000 cr
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16. The Govt. of India has authorized the Reserve Bank of India (RBI) to issue debt instruments up to a ceiling of ____________ under the Market Stabilization Scheme (MSS) for the fiscal 2014-15?
A. Rs. 20,000 Cr B. Rs. 30,000 Cr
C. Rs. 30,000 Cr D. Rs. 50,000 Cr
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17. Over a decade after the state-run banks launched Kisan Credit Cards, which of the following private sector lenders introduced its own card "KIsan Card" through which a farmer can withdraw up to Rs. 1 lakh per day from Automated Teller Machines (ATMs) ?
A. HDFC B. Indusland Bank
C. Axix Bank D. Federal Bank
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18. Usually RBI will have 4 deputy governors. By 1st may there were only 3 Deputy Governors. They are H. R. Khan, Urjit Patel and ____________ ?
A. R. Gandhi B. Aravind Mayaram
C. Usha Thorat D. Syamala Gopinath
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19. We often hear about the term KYC in financial news papers. Which of the following documents will be accepted by banks as proof of your correct residential address ?
A. Telephone bill B. Letter from any recognized public authority
C. Bank account statement D. Letter from employer (subject to satisfaction of the bank)
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20. Reserve Bank of India (RBI) sold SDRs to the International Monetary Fund (IMF) for ferim payment to the government. SDR stands for ?
A. Special Drawing Rights B. Systematic Drawing Rights
C. Sovereign Drawing Rights D. Structural Drawing Rights
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