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Banking Awareness Questions :: IBPS PO Clerks Set 20 Question And Answers

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1. Prime Minister Narendra Modi launched his dream project to open at least one bank account to every household on 28th August 2014. Name it ?
A. Jan Bank Youjana B. Jan Dhan Yojana
C. Jan Ran Yojana D. Jan Gan Man Yojana
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2. Teaser loan means ________________
A. Interest collected at less rate of interest at the beginning and more during the later times. B. Interest collected at more rates at the beginning and less during the later times.
C. Interest collected at less rate of inters at the beginning and less during the later times D. Interest collected at more rates at the beginning and never collect rate of interest later times.
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3. If a loan issued and supported only by the borrower's creditworthiness, rather than by a type of collateral, it is called ______________
A. Secured loan B. Unsecured loan
C. Key loan D. Collateral loan
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4. If a loan issued and supported only by the borrower's creditworthiness, rather than by a type of collateral, it is called ______________
A. Secured loan B. Unsecured loan
C. Key loan D. Collateral loan
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5. If a loan offered at a rate above prime to individuals who do not qualify for prime rate loans is called __________
A. Bank Rate loan B. Sub prime loan
C. MOD prime loan D. Primary lending loan
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6. Which PSU has recently received the "Most Efficient Navaratna 2013 Honor" ?
A. BHEL B. NTPC
C. HAL D. SAIL
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7. What is the objective of the government behind setting up a Minimum Export Price (MEP) for a particular commodity ?
A. To check price rise B. To promote exports
C. To discourage imports D. To check financial inclusion
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8. Which is the first Indian retail e-commerce to file for an initial public offering (IPO) on NASDAQ and to be listed on this US stock exchange ?
A. Quicker B. HomeShop18
C. Jabong D. Reliance
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9. Which Indian brand was the only Indian Retail brand to be listed in the 30 best Retail brands in Asia Pacific of the prestigious Inter-brand's  Best Retail Brands list for the year 2013 ?
A. Tanishq B. Reliance
C. Birla D. Tata
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10. If the government chooses to spend money freshly printed by the RBI against government securities, it should be kept in which among the following ?
A. Fiscal Adjustment B. Deficit Financing
C. Mandatory Spending D. Refinancing
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