Banking Awareness Questions :: IBPS PO Clerks Set 23 Question And Answers

Quantitative Aptitude
Reasoning
Programming
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21. The SSI said there must not be two regulators on home loans. One regulator is Reserve Bank of India and another one is ?

A. HDFC B. HUDCO
C. NHB D. SEBI
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22. Loan given for undertaking repairs, renovations and / or up gradation is called ?

A. Home Damage Loan B. Home Improvement Loan
C. Home Custody Loan D. Home Consumption Loan
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23. Who introduced the concept of Microfinance in Bangladesh in the form of the "Grameen Bank". He is the Nobel laureate known by many as the "Father of Microfinance Systems" ?

A. C. D. Deshmukh B. Muhammad Yunus
C. Muzibaer Rahman D. Sheik Haseena
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24. The usual deposit accounts of banks are ?

A. Current accounts, electricity accounts and insurance premium accounts B. Loan accounts, savings bank accounts and term deposit accounts
C. Current accounts, savings bank accounts and term deposit accounts D. Current accounts, post office savings, bank accounts and term deposit accounts
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25. Loan to poor people by banks have many limitations including lack of security and high operating cost. So to help them which type of finance system developed ?

A. Ponzi Schemes B. Micro Finance System
C. Money Laundering Schemes D. Money Tampering Finance
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26. For financial inclusion and to facilitate low income group customers, which SBI subsidiary inaugurated NO FRILLS ACCOUNT by name "Saral Bachat Khata" ?

A. State Bank of Bikaner and Jaipur B. State Bank of Mysore
C. State Bank of Travancore D. State Bank of Patiyala
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27. The Delivery of financial services, at affordable costs or at no costs, to sections of disadvantaged and low income segments of society is called ________________ ?

A. Financial Exclusion B. Financial Interpretation
C. Financial Selection D. Financial Inclusion
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28. As per the company statement released on 29th October 2014, which of the following organizations, has connected over 12,000 off-site ATMs and rural bank branches with a secure broadband satellite network in 2014 ?

A. Tata Consultancy Services Ltd B. Reliance Infocom Ltd
C. Hughes Communications India Limited (HCIL) D. State Bank of India ATM Services Ltd
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29. Accounts are allowed to be operated by cheques in respect of ?

A. Both savings bank accounts and fixed deposit accounts B. Both current accounts and fixed deposit accounts
C. Both savings bank accounts and cash accounts only D. Savings bank accounts and current accounts
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30. Which bank opened Customer Service Point (CSP) to extend financial inclusion targeting urban poor ?

A. ICICI B. Syndicate Bank
C. Yes Bank D. SBI
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