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Banking Awareness Questions :: IBPS PO & Clerks Set 8 Question And Answers

Quantitative Aptitude
Reasoning
Programming
Verbal Ability





























6. The Reserve Bank of India (RBI) has decided to withdraw its nominee directors from the boards of which of the following types of banks?
A. Co-operative Banks B. Nationalized Banks
C. Private Sector Banks D. Foreign Banks
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7. Which of the following is / are correct about th e"Operational Risk" as used in the field of banking?
A) Risk of loss due to inadequate or failed internal process
B) Risk of loss due to natural calamities
C) Loss occured due to noncompliance of legal procedures
A. Only A B. Only B
C. Only C D. All A, B and C
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8. The largest share in the short term money market of India in recent times belonged to the segment ______________
A. Co-lateised Borrowing and Lending Obligation (CBLO) B. Traditional Repo
C. Clearcorp Repo Over Matching System (CROMS) D. Call
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9. The IMF and the World Bank were conceived as institutions to ________________
A. strengthen international economic cooperation adn to help create a more stable and prosperouis global economy B. IMF promotes international monetary cooperation
C. The World Bank promotes long term economic development and poverty reduction D. All of these
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10. The Associate Bank of SBI do not include ?
A. SBH B. SBM
C. SBP D. SBC
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11. Savers from the household sector prefer
A) Assured Income
B) Liquidity
C) Safety of Funds
A. Only A B. Only B
C. Only C D. All A, B and C
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12. In terms of section 5 (l)(e) of the Banking Regulation Act, 1949, a 'banking company' means any company which
A. accepts deposits from the public B. undertakes lending of money
C. transacts the business of banking in India D. accepts deposits from public and invests the same in trade and industry
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13. The Reserve Bnak directives required USBs to set up of Audit Committee at the Board (ACB) level. The ACB shoudl provide direction and over see the operations of the total audit function in the bank and shoudl specially focus on the follow-up of
A. arrears in balancing of books at various branches B. Inter-branch adjustment accounts and unreconciled long outstanding entries in inter branch accounts
C. Frauds, and all other major areas of house keeping D. All of these
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14. Which of the folllwing is true about Rajiv Gandhi Grameen Vidhyutikaran Yojana of the Govt. of India?
A) Its objective is electrification of all unelectrified villiages
B) IT was launched to provide free electricity to the farmers during the harvesting season
C) Each family covered under the scheme is eligible to get one free connection for a period of five years
A. Only A B. Only B
C. Only C D. Only A and C
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15. Which of the following is NOT a special programme undertaken as Crop Production Programme?
A. Intensive Cotton Development Programme B. Integrated Cereal Development Programme
C. Integrated Rural Development Programme D. Special Jute Development Programme
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