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Banking Awareness Questions :: IBPS PO & Clerks Set 8 Question And Answers

Quantitative Aptitude
Reasoning
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11. Savers from the household sector prefer
A) Assured Income
B) Liquidity
C) Safety of Funds
A. Only A B. Only B
C. Only C D. All A, B and C
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12. In terms of section 5 (l)(e) of the Banking Regulation Act, 1949, a 'banking company' means any company which
A. accepts deposits from the public B. undertakes lending of money
C. transacts the business of banking in India D. accepts deposits from public and invests the same in trade and industry
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13. The Reserve Bnak directives required USBs to set up of Audit Committee at the Board (ACB) level. The ACB shoudl provide direction and over see the operations of the total audit function in the bank and shoudl specially focus on the follow-up of
A. arrears in balancing of books at various branches B. Inter-branch adjustment accounts and unreconciled long outstanding entries in inter branch accounts
C. Frauds, and all other major areas of house keeping D. All of these
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14. Which of the folllwing is true about Rajiv Gandhi Grameen Vidhyutikaran Yojana of the Govt. of India?
A) Its objective is electrification of all unelectrified villiages
B) IT was launched to provide free electricity to the farmers during the harvesting season
C) Each family covered under the scheme is eligible to get one free connection for a period of five years
A. Only A B. Only B
C. Only C D. Only A and C
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15. Which of the following is NOT a special programme undertaken as Crop Production Programme?
A. Intensive Cotton Development Programme B. Integrated Cereal Development Programme
C. Integrated Rural Development Programme D. Special Jute Development Programme
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16. Which committee has recommended creation of a separate category of NBFCs operating in the microfinance sector to be designated as NBFC-MFIs (Non-Banking Finance Company - Micro Finance Institutes)?
A. Y. H. Malegam B. C. Ranga Rajan
C. Tarapore D. R. K. Sundaram
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17. Recommendations of Malegam committee on Micro Finance Sector do not include _______
A. MFI should not charge more than 24% of its disbursed loans B. Processing fee on the loan amount must not be more than 1%
C. MFI should not charge more than 24% of its disbursed loans D. Margin of interest to be not more than 20 per cent
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18. On 9th October 2013 RBI has announced set up a Technical Committee under the chairman ship of ____________ to examine the feasibility of encrypted SMS-based fund transfers.
A. Sambamurthy B. Anand Sinha
C. Urjith Patel D. Pandu Ranga Rajan
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19. Which member of the world bank group launched the Indian Rupee Denominated bond, may be the first step towards internationalization of the Indian currency ?
A. IFC B. IBRD
C. IMF D. MIGA
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20. Who is the first woman chairperson of State Bank of India
A. Arundhathi Bhattacharya B. Usha Ananthasubramanian
C. Shubhalakshmi Panse D. Chandra Kochhar
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