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Banking Awareness Questions :: Banking Awareness Question And Answers

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16. The formal way of lending includes ___________
A. Private Sector Banks B. RRBs
C. Public Sector Banks D. All of above
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17. The village people take more loans from non-institutional sources (informal route). It includes _______
A. Scheduled banks B. Money Lenders
C. Rural banks D. Co-operative banks
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18. Soft loan characteristic feature is ___________
A. Shot period and more rate of interest B. Long period, more rate of interest with no grace periods
C. Long period, less rate of interest with grace periods D. Long period, more rate of interest with grace period
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19. "Loan Servicing" means ?
A. A mortgage bank or sub-servicing firm collects the timely payment of interest and principal from borrowers. B. Helping the customer to get loan in other banks by providing the details of the running account.
C. Giving a loan if the customer has any deposit D. Lending the money
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20. A loan allows the person to pursue higher studies is _____________
A. Education Loan B. Higher studies loan
C. College Admission loan D. Passing Loan
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21. In which among the following countries Asia's first solar-wind power system has been inaugurated recently ? The project, completed under Asian Development Bank's regional technical assistance was part of the bank's "Energy for All" initiative that supports increasing access to energy in remote rural areas
A. Bhutan B. Nepal
C. Korea D. India
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22. Which among the following countries is the newest member of the Euro Zone; slated to adopt Euro from 1st January 2015 ?
A. Slovakia B. Lithuania
C. Nigeria D. Slovenia
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23. According to the Environmental Performance Index, which is the world's largest greenest country ?
A. Australia B. Switzerland
C. Singapore D. India
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24. Which among the following general insurance companies has introduced "Insurance on Wheel" concept for faster renewal of policies ?
A. New India Assurance Company B. National Insurance Company
C. United India Insurance Company D. Oriental Insurance Company
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25. Savings account cannot be opened by ?
A. Teacher B. Person doing Money Laundering
C. Person doing more than 2 businesses D. Farmer
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