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Banking Awareness Questions :: IBPS PO & Clerks Set 6 Question And Answers

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11. The Central Banking functions in India are performed by the
A. State Bank of India B. RBI
C. Central Bank D. Central Bank
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12. Fixed deposits and recurring deposits are ________
A. not repayable B. repayable on demand
C. repayable after an agreed period D. repayable after dath of depositors
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13. Which of the folllwing would be the most correct description of the Finance Commission?
A. Recommending agency B. Coordinating Agency
C. Distributing Agency D. Mobilizing Agency
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14. In India all external payments are chanelled through the
A. State Bank of India B. Reserve Bank of India
C. Export-Import Bank D. Government
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15. Various Govt. Agencies / organizations are given responsibilities for implementing various policies / decisions of the Govt. of India. Policies about credit flow to the agricultural / prioty sector are framed / implemented through which of the followign apex bodies ?
A. ECGC B. NABARD
C. UTI D. IDIB
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16. One of the delivery channel for Micro Finance is SHG model. SHG means?
A. Soar Help Group B. Self Hope Group
C. Sake Help Group D. Self Help Group
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17. Indian Micro Finance Institutes (MFI) usually adopt the group-based lending models, which are of two types. SHG model and JLG model. SHG means Self Help Group and JLG means?
A. Joint Liability Game B. Joint Liability Group
C. Josh Liability Group D. Joint Loan Group
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18. To control high rate interest rates, coercive collections and illegal insurance practices by the Micro Finance Institutes, Andhra Pradesh Government passed Andhra Pradesh Microfinance Institutions (Regulations of Money Lending) Act in?
A. 2014 B. 2013
C. 2012 D. 2011
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19. In the Not-For-Profit Micro Finance Institutes, which among the following are included?
A. Public Trusts B. Non-Profit Companies
C. Societies D. All of these
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20. Co-operatives registered under state or National Acts and MACs come under Mutual benefit MFIs. MACS means?
A. Moral-Aided Co-Operative Societies B. Mutually-Aided Co-Operative Societies
C. Mint-Aided Co-Operative Societies D. None of these
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