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Banking Awareness Questions :: IBPS PO Clerks Set 27 Question And Answers

Quantitative Aptitude
Reasoning
Programming
Verbal Ability





























16. History Line up of RBI given. Pick up the wrong one ?
A. RBI had more efficient control over Foreign Exchange as  the Amendment of Foreign Exchange Regulation Act (FERA) came in to effect in 1973 B. Board of Financial Revision set up in 1994
C. Sukhmoy Chakravarthy and Vaghul Committee reports on Financial Sector reforms Submitted in 1986 D. RRBs established in 1975 brought under the control of RBI
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17. Reserve Bank Staff College is located at __________ (to train the needs of RBI officers).
A. Bengaluru B. Chennai
C. Nagpur D. New Delhi
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18. The College of Agricultural Banking at ___________ trains staff of Co-operative and commercial banks,  including regional rural banks.
A. Mumbai B. Pune
C. Chennai D. Kanpur
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19. RBI is funding to encourage advance training and research on banking issues, Economic Growth. It is funding National Institute of Bank Management (NIBM) at ?
A. Delhi B. Pune
C. Hyderabad D. Indore
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20. Indira Gandhi Institute of Development Research (IGIDR) at ______ also funding by RBI.
A. Hyderabad B. Mumbai
C. Kanyakumari D. Nasic
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21. Soft loan characteristic feature is ?
A. Short period and more rate of interest B. Long period and more rate of interest
C. Long period, More rate of interest with grace period D. Long period, Less rate of interest with grace periods
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22. "Loan Servicing" means ?
A. Lending the money B. A mortgage bank or sub-servicing firm collects the timely payments of interest an principal from borrowers
C. Helping the customer to get loan in other banks by providing the details of the running account D. Giving a loan if the customer has any deposit
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23. Who headed the study group constituted by Indian Banks Association to give the recommendations on Education Loans ?
A. Rangarajan B. Kelkar
C. R. J. Kamath D. Subrahmanyam
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24. When any asset ceases to generate income for the bank, It is called ?
A. Official Asset B. Non-good Asset
C. Non-Performing Asset D. Non-Commitment Asset
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25. In a news paper it is read that "Higher Provisioning erodes public sector banks' profit". Here "Provisioning" relates to ?
A. Daily Expenses B. Bad Loans
C.  Establish new branches D. Conducting exams to recruit new personal
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IBPS PO Clerks Set 26



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