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Banking Awareness Questions :: IBPS PO Clerks Set 24 Question And Answers

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16. The Govt. of India has authorized the Reserve Bank of India (RBI) to issue debt instruments up to a ceiling of ____________ under the Market Stabilization Scheme (MSS) for the fiscal 2014-15?
A. Rs. 20,000 Cr B. Rs. 30,000 Cr
C. Rs. 30,000 Cr D. Rs. 50,000 Cr
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17. Over a decade after the state-run banks launched Kisan Credit Cards, which of the following private sector lenders introduced its own card "KIsan Card" through which a farmer can withdraw up to Rs. 1 lakh per day from Automated Teller Machines (ATMs) ?
A. HDFC B. Indusland Bank
C. Axix Bank D. Federal Bank
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18. Usually RBI will have 4 deputy governors. By 1st may there were only 3 Deputy Governors. They are H. R. Khan, Urjit Patel and ____________ ?
A. R. Gandhi B. Aravind Mayaram
C. Usha Thorat D. Syamala Gopinath
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19. We often hear about the term KYC in financial news papers. Which of the following documents will be accepted by banks as proof of your correct residential address ?
A. Telephone bill B. Letter from any recognized public authority
C. Bank account statement D. Letter from employer (subject to satisfaction of the bank)
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20. Reserve Bank of India (RBI) sold SDRs to the International Monetary Fund (IMF) for ferim payment to the government. SDR stands for ?
A. Special Drawing Rights B. Systematic Drawing Rights
C. Sovereign Drawing Rights D. Structural Drawing Rights
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21. Loan taken by the person, not telling the purpose of taking loan is called ?
A. Impersonal Loan B. Hidden Loan
C. Personal Loan D. Concealed Loan
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22. POS is the acronym used in banking. It means ?
A. Point of Sales Terminal B. Pointed Open Sales
C. Pending Off Sales D. Personal Omission Script
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23. NIM Stands for?
A. Not Interest Margin B. Net Interest Margin
C. Net Interest Module D. Net Interest Minimum
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24. Ways and Means is the load of Advances provided by the RBI to ?
A. Central Government B. State Government
C. NABARD D. Banks
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25. Which bank opened Customer Service Point (CSP) to extend financial inclusion targeting urban poor ?
A. Union Bank of India B. ICICI
C. SBI D. Syndicate Bank
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