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Banking Awareness Questions :: IBPS PO Clerks Set 23 Question And Answers

Quantitative Aptitude
Reasoning
Programming
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11. To open the BSBDA, the initial deposit to open the account must be ?
A. Rs. 100 B. Rs. 500
C. Rs. 1000 D. No initial deposit needed
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12. The facility not available in the BSBDA is ?
A. deposit amount B. withdrawing of cash
C. withdrawal form facility D. All above facilities available
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13. Total credits in the BSBDA should not exceed ?
A. 2 Lakh per year B. 1 Lakh per year
C. 8 Lakh per year D. 10 Lakh per year
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14. The maximum balance in the BSBDA is ____________ at any time ?
A. should not exceed Rs. 1 Lakh B. should not exceed Rs. 50,000
C. should not exceed Rs. 3 Lakh D. should not exceed Rs. 10,000
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15. In the current account, the facility given is ?
A. No restriction on number of deposits B. No restriction on use of cheques
C. No restriction on number of withdrawals D. All of above
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16. The formal way of lending includes lending from ?
A. Private Sector Banks B. Public Sector Banks
C. Private Sector Banks D. All of the above
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17. The Village people take more loans from non-institutional sources (informal route). It includes ?
A. Scheduled Loans B. Money Lenders
C. Rural Banks D. Co-Operative Banks
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18. The Loan taken for the purpose of doing business is called ___________
A. Non-Commercial Loan B. Enterprise Gold Loan
C. Commercial Loan D. Business Loss Loan
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19. Loan taken for not doing of the business, usually called ?
A. Commercial Loan B. Individual Group Loan
C. Non-Commercial Loan D. Business Torn Loan
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20. Example for Non-commercial Loan is ?
A. Agricultural Loan B. Loans to BPL families
C. Loans to SHG D. All the above
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Related Topics

IBPS PO & Clerks Set 8
IBPS PO Clerks Set 14
IBPS PO Clerks Set 20
Banking Awareness
IBPS PO Clerks Set 22
IBPS PO Clerks Set 23



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